Privacy Policy

Travelandledger (“we,” “us,” “our”) respects your privacy and is committed to protecting it. This Privacy Policy (“Privacy Policy”) applies to information we collect when you visit our [website, https://travelandledger.com (the “Website”), as well as to information collected via our social media and to other information we may collect when you use our services. The purpose of this Privacy Policy is to inform you what Personal Information we may collect and how it may be used.

“Personal Information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. Personal Information does not include publicly available information that is made available from federal, state, or local government records.

This Privacy Policy applies to information we collect:

On this Website when you register or use our Services, including commenting on articles, participating on message boards and submission of images, photos and other content to this Website, if applicable;
In email, text, and other electronic messages between you and this Website;
Through any mobile and desktop applications you download from this Website which provide dedicated non-browser-based interaction between you and this Website and
When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Privacy Policy.

It does not apply to information collected by:

us offline or through any other means, including on any other website operated by us or any third party (including our affiliates and subsidiaries); or
any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this Privacy Policy. This Privacy Policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates.

CHILDREN UNDER THE AGE OF 18

Our Website is not intended for children under 18 years of age, unless in conjunction with and under the supervision of a parent or legal guardian. No one under age 18 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at the email address provided at the end of this Privacy Policy.

INFORMATION WE COLLECT

We collect several types of information from and about users of our Website, including information:

by which you may be personally identified, such as name, postal address, e-mail address, telephone number, credit card information any other identifier by which you may be contacted online or offline (“Personal Information”);
that is about you but individually does not identify you, such as gender, year of birth, job title and industry; and/or
about your internet connection, the equipment you use to access our Website and usage details.

We collect this information:

Directly from you when you provide it to us;
Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies; and
From third parties, for example, our business partners.
Information You Provide Us

When you visit our Website, you may be required or permitted to share information with us or our service providers through various methods, including but not limited to:

When You Use Our Website: Our Website offers certain features that may ask you to provide Personal Information including but not limited to your name, email address, and phone number. For example, if you request one of our free resources, you will be asked to provide your name and email address. You may also submit Personal Information by leaving a comment on a blog post or submitting a contact form.

Email Newsletters: If you choose to provide us your email address, we may send you email communications from time to time to share updates about our resources, events, courses, and other details that may interest you. You can opt out of receiving email communications from us by following the instructions and unsubscribe links contained in any communication we send to you.

Surveys and Contests: From time-to-time, we offer promotions, giveaways, contests, surveys and the like on our Website. Your participation in these activities is completely voluntary. If you decide to participate, however, you may be required to provide Personal Information, such as your name, email address, and physical address.

The information we collect in connection with these activities will be used to notify winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Social Media: You may provide Personal Information to us through use of our social media platforms (e.g., Facebook, Instagram, YouTube, Twitter). Please remember that any information you post will become publicly available. You may also choose to link your Facebook, Instagram, and/or Google accounts to your user proﬁle. If you choose to link your Facebook, Instagram, and/or Google accounts to your user proﬁle, we will receive your name, email address and proﬁle picture associated with your account. The Website utilizes the WordPress commenting system, so if you choose to comment on a Website post, your proﬁle picture will appear. We may use your Personal Information to locate you via social media for marketing purposes.

Use of Other Services: Our Website offers certain services, such as enrolling in courses and making online purchases, which may require you to share Personal Information, including but not limited to your name, email address, and credit card information. We may use third-party service providers to offer these services to you. Each third-party service provider’s use of your Personal Information is dictated by its respective privacy policy. We encourage you to review those privacy policies. For more information about our third-party service providers, please see the below section “Third-Party Use of Personal Information.”

Automatically Collected Information

We may automatically collect certain activity and usage information about when you use our Website, such as your Internet Protocol (“IP”) address, operating system type, browser type, referring URL, pages you view and links you click on our Website, the dates/times when you access the Website, and other activity data.

We collect this information in order to improve our Website and help us remember you and your preferences when you revisit the Website. We may use several technologies to help collect this information as discussed below in “Cookies and Related Technologies.”

HOW YOUR INFORMATION MAY BE USED

In addition to the purposes for collecting your Personal Information described above, we may use the information we collect to comply with laws and for our legitimate business interests. Our purposes for collecting and using this information include:

To operate, maintain, and improve the Website and your experience with it;
As described to you when collecting your Personal Information;
For our everyday business purposes, such as to respond to your comments or inquiries, process your transactions relating to the services we provide you, manage records, send you administrative communications, and administer and provide services to you;
For our marketing purposes, including to improve and customize our Website for you and to understand how our Website is used;
To provide, support, personalize, and develop our Website and services;
Complying with legal, ethical, or regulatory obligations, including disclosures designed to eliminate potential risks to you or others;
Detecting, preventing, investigating, or providing notice of fraud, unlawful or criminal activity; or responding law enforcement requests; and
Enforcing our Terms of Use and other agreements.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIES

We do not sell your Personal Information and do not share your Personal Information with third parties, except for as otherwise provided in this section. We share Personal Information with the following categories of recipients.

Third-Party Service Providers: The Website may share your Personal Information with third-party service providers to service various aspects of the Website and provide us with services such as website hosting, information technology services, and related infrastructure, e-mail delivery, auditing and similar services. These service providers may have access to your Personal Information to perform their functions but are prohibited from using Personal Information for any purpose other than providing services to us.

To Perform Services for You: We may disclose your Personal Information to third-party service providers who provide services to you. In the event that you choose to use a service offered by our Website that allows or requires you to interact with such a third-party service provider, that provider’s separate terms of use and privacy policy may govern the collection and use of your Personal Information.

Other Legal Reasons: We may share your Personal Information with third parties if we conclude that we are required by law or have a good faith belief that access, preservation, or disclosure of such information is reasonably necessary to protect the rights, property, or safety of our Company, its customers, or the public. Additionally, we may disclose your Personal Information to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

Marketing: We may use third parties for our marketing purposes, as described further below in “Advertising and Third Party Data Collection.”

ANONYMOUS DATA

From time to time, we may track visits to the pages, links on our websites, and create and use other forms of anonymous information (aggregate or identified information that does not identify you as an individual). This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

COOKIES AND RELATED TECHNOLOGIES

We may use cookies and related technologies to collect the information described in “Automatically Collected Information.” Cookies are small data ﬁles stored by your browser on your computer’s hard drive. Cookies help us provide customized features or services based on your past preferences. For example, the Website uses cookies to store visitors’ preferences, record user-speciﬁc information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. We use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

You may prevent the Website from setting cookies at any time by adjusting your browser options settings. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. While you generally can use our Website without cookies, please note that it you deactivate the setting of cookies in your Internet browser, you may not be able to use certain features of our Website.

Cookies may also be used by third-party web analytics services, such as Google Analytics. We use Google Analytics to collect and analyze Website usage information, such as information about referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-out Browser Add-on by clicking here.

Our advertising and marketing partners may also use cookies, as described further in “Advertising and Third Party Data Collection.”

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Affiliate Program Participation

The Website may engage in aﬃliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an aﬃliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Newsletters

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

ADVERTISING AND THIRD PARTY DATA COLLECTION

Some content or applications, including advertisements, on the Website may be served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

LINKS

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects Personal Information.

INFORMATION PROTECTION

This site has reasonable security measures in place to help protect against the loss, misuse, and alteration of the information under our control.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website.

Unfortunately, no method of transmission of information via the internet is 100% secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

CALIFORNIA PRIVACY RIGHTS

California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to us at the email address set forth end of this Privacy Policy or write us at the mailing address listed on the end of this Privacy Policy.

YOUR RIGHTS AND YOUR PREFERENCES: GIVING YOU CHOICE AND CONTROL

You may be aware that a new European Union law, called the General Data Protection Regulation or “GDPR” gives certain rights to individuals in relation to their personal data. Accordingly, we have implemented additional transparency and access controls to help users take advantage of those rights. As available and except as limited under applicable law, the rights afforded to individuals are:

Right of Access – the right to be informed of and request access to the personal data we process about you;
Right to Rectification – the right to request that we amend or update your personal data where it is inaccurate or incomplete;
Right to Erasure – the right to request that we delete your personal data;
Right to Restrict – the right to request that we temporarily or permanently stop processing all or some of your personal data;
Right to Object -the right, at any time, to object to us processing your personal data on grounds relating to your particular situation; the right to object to your personal data being processed for direct marketing purposes;
Right to Data Portability – the right to request a copy of your personal data in electronic format and the right to transmit that personal data for use in another party’s service; and
Right not to be subject to Automated Decision-making – the right to not be subject to a decision based solely on automated decision making, including profiling, where the decision would have a legal effect on you or produce a similarly significant effect.

If you have any questions about your privacy, your rights, or how to exercise them, please contact our Data Protection Officer at emily@travelandledger.com. We will respond to your request within a reasonable period of time upon verification of your identity. If you are unhappy with the way we are using your personal data you can also contact and are free to lodge a complaint with applicable governmental data protection agency.

DATA RETENTION

If you create an account with the Website, we will retain your information for as long as your account is active or as needed to provide you with Services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements. If you are a visitor to the Website, we will retain your information as necessary.

CHANGES TO OUR PRIVACY POLICY

It is our policy to post any changes we make to our Privacy Policy on this page with an update to the last revised date identified at the bottom of the page. You are responsible for periodically visiting our Website and this Privacy Policy to check for any changes.

GOVERNING LAW

This Privacy Policy shall be governed by the laws of the State of Ohio. To the extent that you are a user who resides outside of the United States, please be advised that any information provided will be transferred to the United States. By visiting and using the Website and submitting any information through the Website, you are therefore authorizing this transfer of information to the United States. If any part of this Privacy Policy is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision or part will be deemed suspended by a valid, enforceable provision that most closely matches the intent of the original provisions or part, and the remainder of this Privacy Policy shall continue in full force and effect.

CONTACT INFORMATION

At any time, please contact us at emily@travelandledger.com for questions related to this Privacy Policy.

Last updated: June 12, 2020.

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